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Earning less than what it costs to support yourself or your family may allow you to eliminate your unsecured debt. This includes debt from credit cards and personal loans, car repossessions or surrenders, medical bills, auto accidents or claims of former landlords. Tax debt, if...

The recent mortgage crisis has caused thousands of Central Valley homeowners to fall into foreclosure that further compounds their financial problems. Sometimes homeowners simply needs more time to try to save their homes or renegotiate with mortgage lenders. Our office has...