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Nothing is harder for a family than facing the fact that you cannot pay your obligations and will need to consider other debt solutions in order to make ends meet. Bankruptcy is one such option to consider. Chapter 7 and Chapter13 bankruptcy have the power to stop wage...

Chapter 13 bankruptcy provides for the repayment of a portion of your debt, depending on your income. What you don’t pay back is discharged, or eliminated, upon the completion of your case. Unlike a Chapter 7, you are eligible to file for Chapter 13 even if you make more...

Earning less than what it costs to support yourself or your family may allow you to eliminate your unsecured debt. This includes debt from credit cards and personal loans, car repossessions or surrenders, medical bills, auto accidents or claims of former landlords. Tax debt, if...

The recent mortgage crisis has caused thousands of Central Valley homeowners to fall into foreclosure that further compounds their financial problems. Sometimes homeowners simply needs more time to try to save their homes or renegotiate with mortgage lenders. Our office has...