Bankruptcy | Chapter 13 Attorney Fresno

Posted By : Eric Escamilla

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Chapter 13 bankruptcy provides for the repayment of a portion of your debt, depending on your income. What you don’t pay back is discharged, or eliminated, upon the completion of your case.

Unlike a Chapter 7, you are eligible to file for Chapter 13 even if you make more than what it costs to support yourself or your family. You can even file a Chapter 13 if you have just previously filed for Chapter 7. By filing for Chapter 13, federal law may allow you to catch up with delinquent mortgage payments, pay off delinquent car loans or even eliminate unsecured mortgages.

As with a Chapter 7, your personal property can be protected even though you are filing for bankruptcy.

Stop those pesky calls!

Contact us today to schedule your free consultation. Let attorney Eric P. Escamilla eliminate credit card debt, foreclosures, unsecured mortgages, repossessions and wage garnishments. Ask us about payment plans.

About the Author

Attorney Eric P. Escamilla pursued his pre-law education at California State University, Fresno where he earned his Bachelor of Arts degree in History, where he was nominated as the Outstanding Graduating Senior by the CSUF History Department, and he also earned a minor in Economics. He was also a member of the Golden Key National Honor Society, and graduated Summa Cum Laude in 1996. Thereafter, he chose to stay in the Central Valley and attended the San Joaquin College of Law during which he completed an externship with the Honorable Dennis L. Beck, U.S. Magistrate for the Federal District Court in Fresno. Mr. Escamilla completed the 3 year Law Program and earned his Juris Doctorate degree in 1999. Mr. Escamilla is admitted to practice law in all of the Courts of the State of California as well as the Federal Courts of the Eastern and Central District of California. Mr. Escamilla and his highly trained full-time staff handle hundreds of criminal, bankruptcy and personal injury cases each year.